YouLend, a leading global embedded financing platform, has partnered with Teya, a financial services provider supporting local businesses across Europe, to expand its credit offering and simplify access to flexible funding for Teya’s growing community of more than 30,000 members in the UK, ahead of further launches into Teya’s other European markets in 2026. The partnership introduces Teya Cash Advance, powered by YouLend, a simple funding solution that makes it easy for merchants to apply for, accept and renew funding.
Through this partnership, Teya will offer a streamlined capital solution to more merchants. Eligible merchants can access between £1,000 and £2 million directly through the Teya app or portal, with pre-approved offers generated from anonymised payment data. The seamless application and approval process enables merchants to receive funding in as little as 24 hours.
Repayments are automatically linked to each merchant’s card machine sales, so businesses only repay when they earn. This helps merchants manage cash flow more easily and grow at their own pace.
Teya selected YouLend for its scalable, multi-market funding platform and its proven track record of supporting over 370,000 businesses globally with a repeat financing rate exceeding
The partnership has launched in the UK and will expand across Europe in the coming months. Together, YouLend and Teya are working to close the funding gap for small and local businesses and extend funding to as many eligible merchants as possible.
